Terms of Use

Effective Date: Date of Sign Up

These Terms of Use ("Terms") govern your access to and use of the [Insert Company Name] website, products, and services ("Services"). By accessing or using the Services, you agree to comply with and be bound by these Terms, as well as any other applicable rules, policies, or guidelines.

1. Acceptance of Terms By using the Services, you agree to abide by these Terms, which may be updated from time to time. We encourage you to review these Terms regularly. If you do not agree to these Terms, you must stop using the Services immediately.

2. Use of Services You agree to use the Services in accordance with applicable local, state, and national laws and regulations. You shall not use the Services for any unlawful purpose or in any manner that could damage, disable, overburden, or impair the Services or interfere with any other party's use and enjoyment of the Services.

3. Account Registration To use certain features of the Services, you may need to register for an account. You agree to provide accurate, complete, and current information and to update your information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Intellectual Property All content and materials provided on the Services, including but not limited to text, images, logos, and software, are the property of Age of Raya, PMA or its licensors and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Services for personal, non-commercial purposes.

5. Indemnification You agree to indemnify, defend, and hold harmless Age of Raya, PMA , its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

6. Limitation of Liability To the fullest extent permitted by applicable law, Age of Raya, PMA  shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

7. Arbitration and Dispute Resolution Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association ("AAA"). The arbitration shall take place in Los Angeles, California, and the arbitration proceedings shall be conducted in English.

You and Age of Raya, PMA  agree to arbitrate disputes individually and not to consolidate or participate in any class action or class-wide arbitration. The arbitrator shall have the authority to award any relief available under applicable law, but shall not have the authority to award punitive or exemplary damages.

In the event that the arbitration clause is deemed unenforceable or invalid, all disputes shall be exclusively adjudicated in the state or federal courts located in Los Angeles, California.

8. Governing Law These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflicts of laws principles.

9. Severability If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.

10. Changes to Terms We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Services after any changes to the Terms constitutes your acceptance of those changes.

11. Contact Information If you have any questions about these Terms, please contact us at:

Age of Raya, PMA
PO Box 470641 Los Angeles, CA 90047
[email protected]                                                 (310)985-0246